Five Favorite Tips To Save Money In 2012

Money is like a “love-hate” relationship: Love to spend it. Love to save it. Hate not having enough. Hate when it runs out! It makes sense then, that saving money is one of the top New Year’s Resolutions for 2012.

Save Money

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You can save money in many ways:

  • Automatic payroll deductions to your bank or credit union savings account.
  • Contribute to a retirement savings account such as an IRA or 401k.
  • Invest in the stock market.
  • Stuff the mattress in the guest bedroom with dollar bills.
  • Pay less for the items you purchase.

What was that? Save money by paying less for your purchases? Who doesn’t like to save money? Who couldn’t use a little extra pocket change? And who couldn’t use a little help in finding that “little bit extra”?

Everyone has a shopping list: groceries, new clothes and shoes for your kids, school supplies, yard and home maintenance items. The list is endless. But how to save money with your shopping list? With a little time, patience and diligence, you can cut the cost of nearly everything you want to purchase. Here’s five favorite tips to put money back into your wallet:

  • Shop with coupons. Whether online or delivered to your door, there are coupons everywhere. Online coupons can be printed or downloaded to a smartphone, and our mailboxes, magazines and newspapers are chock-full of money-saving coupons. Online coupon websites are a great way to find savings in a few minutes’ time. Two favorite websites are Retail Me Not and Coupon Cabin

    Ticket for free glass of Coca-Cola, believed t...

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  • Shop off-season. Think summer in January! Online stores like Athleta need to sell last year’s swimsuits and sandals to make room for this year’s beach wear. Wait another month or two and all those winter jackets and boots will take a serious price dive. Retailers frequently change their inventory, creating opportunities to pick up last season’s hot items at a discount.

  • Shop for last season’s edition of a favorite item. You can’t go wrong when you stay with the classics! So why not pick up last year’s version and get a great deal? Check out online discount retailers such as Sierra Trading Post who specialize in bringing you excess inventory at great prices.
  • Price check before you purchase. The internet and smartphones have revolutionized how we shop and online shopping tools such as My Simon can help you find a better price on that coveted item.
  • Join a favorite store’s customer loyalty program. Most retailers realize the benefit of repeat business, and they want yours! A customer loyalty program offer its members exclusive benefits ranging from “members only” coupons and special sales, to cash back on purchases to free shipping of online orders. Shop Target? The Target REDCard gives you a “little extra” each time you use it.

Is saving money your 2012 New Year’s Resolution? Then stay tuned for more money saving tips and ideas. That’s OUR New Year’s Resolution to you!

What’s your New Year’s Resolution? Tell us how you want to save in the coming months! Let us know in the Comments section below.


Are You a Last Minute Christmas Shopper?

You are not alone! But what to do now? You only have a few days left to finish your Christmas shopping. Is that enough time? And can you still get a great deal?


Yes! But you may want to act fast if you plan to shop online. Most free shipping offers for a Christmas delivery are ending either today and tomorrow.

Check out these last minute deals you can take advantage of today to complete your Holiday shopping list:


Toys-R-Us: Toys are one of the most highly sought after items at Christmas and today and tomorrow only, Toys-R-Us is running their 50% off sale. For online shoppers there is free shipping for orders greater than $49. Most orders will need to be placed by tomorrow, though, to be in time for Christmas. And starting today through Christmas Eve, Toys-R-Us brick and mortar stores are open 24 hours a day, making it that much easier to get the toys on your list.

Kohl’s: Kohl’s slogan is “expect great things” and they deliver today with up to 30% off nearly everything! Shopping online? Order by 11:00pm tonight to cash in on their Wrap It Up sale and free shipping with delivery for Christmas. Just request “Standard Shipping” and if your order is more than $50, it will ship for free. Better yet: you get $10 Kohl’s Cash for every $50 spent. Not sure what to get? Check out their handy gift guide: Kohl’s Last Minute Gift Guide.

GAPBrands: Need great holiday outfits for the family photo? GAP, Old Navy, Banana Republic, Piperlime and Athleta each have last minute Holiday sales: Gap and Athleta both have up to 60% of select items; Banana Republic has up to 50%; Old Navy has an extra 20% off online orders. Piperlime is running its twice-yearly Lime Tag sale of up to 40% off. If your order is $50 or more, shipping is free, and if placed by today, it should arrive by December 23rd.

AnnTaylor: Wow! Just announced this morning is another 50% off everything at Ann Taylor with coupon code WINTER50, good for both in store and online shopping. If shopping online, order by Dec. 23rd and your order will arrive in time for Christmas. Better yet: If that order is more than $150, it ships free. AnnTaylor also has a convenient gift guide to help find that perfect gift: AT Gift Guide

Dick’s Sporting Goods: Looking for something sporty? Also just announced this morning is a one-day only online special at Dick’s Sporting Goods: $20 off orders over $100 and if ordered by midnight tonight, free shipping for many items in time for a Christmas delivery.

Dick's Sporting Goods

Sierra Trading Post: There is always a great deal at Sierra, and today, there is an even better one! Check out their 25% off Anniversary sale, as well as free 2-Day air upgrade shipping for guaranteed Christmas Delivery. Electronics on your shopping list? Newegg has an extensive list of last minute deals categorized by price-point that might just be your answer. Many items qualify for free 3-day shipping, but today is the last day to place your order and have it here by the weekend.

Retail Me Not: Shopping online but not sure what retailer might have the best deal? Let Retail Me Not be your guide. Their Christmas Coupons page lists their “Top 10” Christmas deals and coupons in nine different categories. That’s a total of 90 store specials all in one convenient location. Not only might you find the perfect gift item, you might also score a great deal with a Retail Me Not coupon! Link to Retail Me Not blog post In a pinch for time? Looking for a gift for someone out of town? Then check out Groupon and Grouponicus deals and give a Groupon gift certificate! Link to Groupon blog post

Do you have last minute shopping to finish? Have you found a last minute bargain you would like to share? Let me know in the Comments section below!

Get Great Deals at Sierra Trading Post

Hey Friend,

Just wanted to let you know that I have relaunched my blog at a whole new site, with a whole new look! Check it out, re-bookmark the new site, and follow me over there. Lots of new posts to read, like this post, ShopSavvy – A Savvy Shopper’s Essential Tool.

Hope to see you there!

Link to the new and improved Let’s Get Deals Today Home Page.

Link to the Get Great Deals at Sierra Trading Post new and improved look.


Do you know the difference between these two name-brand boots?

A sharp eye might say the color of the boot bottom. One is white, one is black.

What do I say the difference is? PRICE!  The boot on the right retails in a store near you for $200. I paid $101 for the pair on the left. Same brand, same name, same style.

How can that be? Here’s how: The $101 boot is last year’s closeout model. The $200 boot is the 2011 model. Fine by me. I’ll take the $100 savings and wear last year’s boot.

Where can you get such a great deal? At Sierra Trading Post! It’s easy to save money on many of your favorite brands if you shop Sierra Trading Post.

What is Sierra Trading Post? It is an on-line retailer selling brand names for less. Their motto: “Great Deals. Great Brands. Save 35-70% Every Day.”

How do they do it? Through partnerships with many top brand names, Sierra takes their overstocks, close-outs and 2nds, then sells them to eager customers for less. And Sierra really comes through with the deals. Here’s a list of just a few of the top brand names you can find at Sierra Trading Post:

Keen            Patagonia             North Face            Teva                     Prana

Born            Merrell                  Salomon                Earth                   Clarks

Lole             Woolrich              Marmott                ExOfficio             Oakley

Kelty            Saucony              Smartwool             New Balance       Sorel

Sierra Trading Post offers so many products to chose from! Want new ski gear this season? They have it. Need new bedding or curtains? Check out Sierra. Interested in surprising your spouse with new golf clubs? Find them at Sierra. I began shopping with SierraTradingPost several years ago, and over these years, I have saved $1000’s off retail.

How does it all work? First, sign up for the Sierra Trading Post two e-mailers, the DealFlyer and BarnBurners. These e-mailers are chock-full of Sierra Trading Post’s latest deals designed to help you experience greater savings. Both e-mailers provide special offers, but are different.

  • DealFlyers: As a DealFlyer subscriber, you may get as many as three special offers a week. These offers may include free shipping, top secret sales available only to Sierra Trading Post’s subscribers, and online exclusive keycodes or coupon codes that unlock even greater savings off the already low prices. You will also get daily e-mails with the latest coupon codes and keycodes that are good at both the online store and Sierra Trading Post’s retail outlet stores.
  • BarnBurners: Subscribe to the BarnBurners e-mailer and you will get notifications of Sierra Trading Post’s BarnBurner daily specials. A BarnBurner offer can get you a great deal but get them while they last!


And right now Sierra Trading Post has an extra-special offer: Register to receive the DealFlyer emails, and you will get an e-coupon worth 30% off your next purchase of $100 or more!

Link to Sierra Trading Post Deal Flyer e-mail Signup

Want a better deal than the item list price on the website? Then wait for your next DealFlyer! I typically don’t buy anything at “face value” on Sierra, unless it is already such a fabulous deal and/or inventory is low. My strategy: wait until I get a DealFlyer that meets my purchasing needs at that time. One precaution on using DealFlyers: you need to use the link in the DealFlyer e-mailer to activate the savings. If you click another DealFlyer, that new DealFlyer will deactivate any other DealFlyer codes you have in your shopping basket.

I have snagged deals for as much as 35% off the Sierra price by being a DealFlyer subscriber, with free shipping. Check out the savings you could get on these Wusthof knives simply by using today’s DealFlyer:

Get $10, Give $10.  Why not share the savings? Invite your friends and family to share the savings with Sierra Trading Post’s Customer Referral Program. Each person you invite will be sent a $10 coupon. Once they make their first purchase using the coupon, Sierra will send you a $10 coupon! One more great deal from Sierra Trading Post! “Note: this coupon is only valid for new customers.”

So why not sign up today for the DealFlyer email and get an EXTRA 30% off your first purchase of $100 or more? Then refer your family and  friends, and get another $10. Ask me in the comment section and I will send you my invite and we both can get $10 in savings! Woohoo! But don’t delay. Sierra Trading Post deals change frequently. What is available today may be gone tomorrow.

So … do you now shop Sierra Trading Post?

Time for Cyber Monday … Today!

“Special Edition”

Wow! Just like Black Friday, Cyber Monday sales are coming in early! So if you  missed the deals for Black Friday, check out Cyber Monday deals … today!  Here are some of my favorite Cyber Monday deals already posted and ready for you to shop; you can take advantage of most of these today, before you head back to work tomorrow! Historically a “biggie” in the Cyber Monday deals, is beginning its Cyber Monday sales today. Be sure to check out Lightning Deals and Gold Box deals for some great bargains.’s Cyber Monday deals last all week! Always something good at Target!’s Cyber Monday begins today, and includes free $10 e-gift cards for purchases of $100 or more online and scheduled for store pickup. They save on shipping costs, you get another deal. is also extending its Cyber Monday through Friday, and to entice shoppers to keep coming back, they are adding items daily. So if you can’t find what you are looking for right now, check back later in the week, and you might just find it then. and are offering 40% off ANYTHING online.  Great time to get the women on your list something special.

GAP Brand stores each offer a sitewide Cyber Monday sale, all available today. Use promo code HYPERCYBER. If you have a GAP card, also add MYCARD for free shipping.

  • has 30% off sitewide. Got a woman who loves the more athletic inspired clothing? Check out Athleta’s products.
  • GapBrands GAP, Old Navy and Banana Republic are also 30% off any purchase. Get the whole family something warm and cozy.
  • 20%: complete the outfit with some great shoes and accessories from Piperlime. has a wide shoe and boot selection as well as many other items, so if footwear is on your shopping list, consider their Cyber Monday deal:

  • $30 off $100 purchase
  • $60 off $200 purchase
  • $100 off $300 purchase has a Pre-Cyber Monday sale beginning today: an extra 20-30% off their already discounted products. But wait … it gets better! An additional 35% off AND free shipping for orders of $125 or more! Yes, that was easy! And possibly at a great price this Cyber Monday, and available today. Staples can be a great place to find some really nice deals, and to sweeten their Cyber Monday online sales, they have free shipping with NO minimum order.

Overwhelmed? I know I am! So much to look at! My advice: limit your searches to your favorite stores or items on your shopping list. I just scored big on a pair of boots I’ve been watching and waiting for a price drop for several months now! 30% off the sale price and free shipping with a Cyber Monday sale available today. Gotta love a great deal!

So tell me: where will you be Cyber-shopping this week? And what deals are you finding?

I think it’s time for me to do some more Cyber shopping!

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